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Give yourself up to a 1% raise

Receive up to a 1% salary match1 when your salary is paid into your Krak account. Up to 250 € per month. Up to 3.000 € per year.
Simply for getting paid. T&Cs apply.

Get my raise
Get my raise
Salary match

Krak pays you up to 1% on your salary

More than just a salary match. When you make Krak your personal account, you don’t just earn on your salary. You earn more across your entire eligible activity.

Up to 1% salary match¹ on your salary payments

Salary match

Up to 2% cashback on spending with Krak Card²

Sallary match

Up to 8% APY on eligible Krak Vault investments3

Sallary match
Download Krak
Download Krak

Here’s how it works

Open your Krak account

Open your free account and complete verification.

Example account balances

Move your salary

Share your Krak account details with your employer.

Salary match

Get matched monthly

Each qualifying salary transfer pays up to a 1% match.

Salary match

See how your salary match adds up

Your salary matched at up to 1%1, calculated and credited automatically. Up to 250 € per month. Up to 3.000 € per year. Paid out monthly in € or BTC.

Salary match
Get my raise
Get my raise

Everything You Need. In One Account.

Salary match

A personal account to get paid, send money, and manage bills.

Cashback Krak

A card that earns up to 2% cashback every time 
you spend.²

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Up to 8% APY on eligible Krak Vault investments.3

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Access to 600+ digital assets.

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Free account and card.

FAQs

The Salary Match is available to verified Krak clients who reside in Luxembourg or Germany. You must: Hold a Krak account in good standing, complete identity verification, receive qualifying salary transfers in EUR. Learn more about the Salary Match in the Support Center.

From March 3 to May 1, qualifying salary transfers earn a full 1% match regardless of balance. After May 1, your match rate reflects your 3-month average balance on Krak, Kraken and Kraken Pro. Payward Ireland Limited may modify, pause, or end the promotion at its discretion.

Share your Krak IBAN account details with your employer.

To qualify for the salary match, you must redirect a total of at least €2,500 per month to your Krak account. Up to four payroll transfers per month from a single employer qualify, capped at €25,000. If you’re not paid on a monthly basis (you’re paid weekly or otherwise), we will reward up to 4 salary transfers per month. Eligible salary payments received between the 1st and last day of each calendar month are included in that month’s calculation. See T&Cs for full details.

Rewards are paid out in the beginning of the following month. Rewards are credited in local currency (with the option to receive them in BTC).

The following do not qualify as salary transfers: Peer-to-peer (P2P) transfers, self-funded transfers, transfers between Kraken and Krak accounts, crypto on-chain transfers, non-payroll payments. If suspicious activity occurs Kraken reserves the right to shut down the promotion on individual evaluation.

No. All eligible customers who meet the requirements receive the applicable reward. There are no random winners or prize draws.

¹ Eligible clients in Luxembourg and Germany only. T&Cs apply. Min. cumulative transfer(s) of €2,500 (max 4 payments) from employer payroll; exclusions apply. Rewards credited monthly as determined by Krak; max €250/month. 1% promotional rate not guaranteed; applies until 01/05/26, then depends on average assets held with Kraken and Kraken Pro. Kraken may amend, suspend, or end the promotion. Tax may apply. The e-money wallet is not a bank account and is not covered by any deposit guarantee scheme. Reward value may fluctuate if held or converted into other assets.

² Krak Card is issued by UAB Monavate, authorised by the Bank of Lithuania to carry on electronic money activities and provide related payment services (authorisation code: LB002139). The e-money wallet associated with the KrakCard is provided by Payward Ireland Limited, trading as Kraken, is regulated by the Central Bank of Ireland. Mastercard® is a registered trademark of Mastercard International Incorporated. The card is issued by Monavate pursuant to license by Mastercard International Inc. The e-money wallet is not a bank account and is not covered by any deposit guarantee scheme.

Rate depends on average assets held with Krak, Kraken and Kraken Pro. Geo restrictions and T&Cs apply. See Support Center for more info.

Spending crypto may be a taxable event, as conversion to fiat can create capital gains or losses. Consult a tax advisor for your individual circumstances. Learn more. Cashback is generally not taxable. Consult a tax advisor for your circumstances. Learn more.

³ APY as of January 21, 2026, subject to change. APY is variable and not guaranteed; there is a risk of loss. Onchain interactions involve technological, market, and operational risks (see Terms of Service). Kraken does not control third-party protocols. Vaults are an unregulated product and are provided by Payward Wallet, LLC. Fees apply. Geo restrictions apply.

Krak is a global money app. E-money services are provided by Payward Ireland Limited, trading as Kraken, regulated by the Central Bank of Ireland.

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